Home insurance is not mandatory in Quebec. But do you really have a choice, considering the trouble a disaster could cause? That said, you do have a choice about the coverage you purchase, because there are several types of home insurance. Here’s what you need to know to make an informed choice. What Do You Need? Home
If you are planning to buy a home, remember to set aside a buffer to cover all the costs that need to be paid after the transaction. Closing costs must be paid immediately or within weeks of your visit to the notary. What are closing costs and how much money do you need to set
Selling a property involves various steps and obligations. In some cases, sellers must complete the Declarations by the seller of the immovable form provided by OACIQ (Organisme d’autoréglementation du courtage immobilier du Québec). The following article will discuss what this form is, what information it contains, as well as the role of the real estate broker. What is the Declarations
Buying a house can be stressful. Not to mention that you also have to think about the welcome tax and other transaction-related taxes. Here is a small guide to the taxes that must be paid when you buy and own a house. Welcome tax The mere mention of this name is enough to make
You finally found the house of your dreams! Good for you! However, it is important to know what costs are involved when you buy a property, especially when you are a first-time homebuyer. Read about the costs you can expect in the first year. Before and during the purchase Accompanied by your real estate broker,
Buying your first property is not only one of the most significant events in your lifetime, but also one of the most stressful. Here are 5 practical tips that will help you make a sound choice best suited to your personal situation and lifestyle. 1. Learn more about the home-buying process Buying a home can seem
Whether you are buying or selling, real estate brokers can help you through all the stages of buying or selling a residential property, giving you total peace of mind. But once the process is complete, who pays the real estate broker? This article will explain who pays the real estate broker, the different payment options,
”Buying or selling a property can be complicated. There’s a lot to do and many important documents to provide, including the certificate of location.Read on to learn more about what information is included in the certificate, how long it is valid for and how much it costs. What is a certificate of location? According to
”Ready to buy a home? Find out how much of a down payment you need to make to get into the world of real estate. A Quick Math Lesson The down payment is the amount of money you put towards the purchase of a property from your own funds, which will eventually be deducted
Faced with the evolution of the practice of law and particularly the place that technology takes in daily life, the Government of Québec adopted, on October 24, 2023, a law whose name is quite revealing of its objective: the Act to modernize notarial practice and promote access to justice (“Bill 34“). Except for certain provisions that are not
